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Ghana Home Loan

You're researching and thinking about purchasing a new home in Ghana or perhaps, you live abroad and have made the decision to move to Ghana. It's a big step and Ghana Homes understands how significant it is to help home buyers get through the process as easily and as educated as possible.

Some of the many services Ghana Homes offers to home buyers come from our exclusive financial service partners. Finance services, and insurance protection are all basic and essential elements in buying a home. Feel free to contact us at any time and we will make it our priority to provide the information needed to assist you in making informed choices as you experience this most thrilling step in your life.

The Ghana Homes home loan is intended to lend a hand to persons acquiring properties in Ghana for their own use, family or for investment purposes.

Application Process

Step 1 - Complete loan application. This is your authorization for Ghana Homes to review your credit report. Ghana Homes will verify your income, debts and assets as required by the investor(s) that will purchase your loan.
    * Ghana Homes reserves the right to reject any loan and request additional information.
Step 2 - Supply all requested information
Step 3 - Credit report and other information verified
Step 4 - Ghana Homes underwriters review
Step 5 - Receive loan decision
Step 6 - If approved, close on your loan and let the project begin! (Most projects take between 6 to 8 months)

It's THAT EASY! To get your loan in just days, click here to fill out an application form.

SUMMARY OF PROJECT EXECUTION

1.    Architectural, structural, electrical and mechanical drawings review if modification is required by the home buyer
2.    Production drawings finalized
3.    Preparation of bill of quantities
4.    Construction Project Insured (including all insurances for the works to secure clients investment)
5.    Construction begins (most projects take between 6 to 8 months)
6.    Practical completion & handing over (you move in)
7.    Defects liability period (usually one year)
8.    Final accounts closing

Comprehensive Property Insurance Cover

Ghana Home Loan purchasers (Investors) requires borrowers to have Insurance that offers coverage for your new home against losses from risk—fire or lightning, windstorm or hail, explosion, riot or civil commotion, smoke, vandalism or malicious mischief, theft, volcanic eruption, water-related damage, electrical-surge damage, earthquake and war.

Life Insurance

Ghana Homes advices borrowers to get Life insurance plan that has been specifically designed to provide flexible risk benefits in respect of Home Loan Protection. In the event of death, this Life Insurance will pay a benefit equal to the specified loan amount. This is essential so families left behind will not be stuck with huge bills.


Contact Information

Ghana Office
+024. 463. 4287
North America Office

(Please NOTE: Our North America consultants are available during these times only).
5pm - 11pm ET, Mon.- Fri.
Sat. 9am-5pm ET
+1. 847. 754. 4907

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Our Locations

Ghana Office Ghana Homes Group
Asti Agencies Ltd.
Trinity House F919/1
1st Ringway Close
Accra - Ghana
North America Office Ghana Homes Group
3255 N. Arlington Heights Rd., Suite 511
Arlington Heights, IL 60004


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Let us help build your dream home in Ghana. Call us today. In Europe or Ghana, call Tel. 024. 463. 4287
In North America or Europe, call Tel. 847. 754. 4907
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